---
tags: [finanzas, latam, mercados, renta-fija]
date: 2026-04-01
type: tablero-diario
updated_at: "2026-04-01 14:43 UTC"
---

# Tablero Financiero LATAM — 2026-04-01

> [!abstract]+ Resumen del dia
> - **USD/PEN** 3.4570 (-1.07% dia)
> - **Oro** USD 4767.50/oz (+1.90% dia)
> - **BTC** USD 68,340 (+1.83% 24h)
> - **Mejor indice** NASDAQ +1.21%
> - **Peor indice** MSCI LATAM +0.51%
> - **Tasa BCRP** 6.25% *(est.)*

> [!warning] Alerta de mercado
> USD/PEN bajo 1.07% en el dia — movimiento relevante.

> [!warning] Alerta de mercado
> WTI cae 2.82% — impacto potencial en inflacion importada.

## Tasas de Politica Monetaria

```mermaid
%%{init: {"theme":"base","themeVariables":{"xyChart":{"backgroundColor":"#475569","plotBackgroundColor":"#334155","plotColorPalette":"#a5b4fc","titleColor":"#ffffff","axisLineColor":"#cbd5e1","labelColor":"#ffffff","tickColor":"#cbd5e1"}}}}%%
xychart-beta
    title "Tasas de Politica Monetaria (%)"
    x-axis ["BCRP", "Fed", "ECB", "Chile", "Colombia", "Mexico", "Brasil"]
    y-axis "Tasa %" 0 --> 15.75
    bar [6.25, 5.38, 3.75, 5.5, 10.25, 10.75, 13.75]
```

| Banco Central | Tasa (%) | Cambio | Tendencia |
| ------------- | -------: | -----: | :-------: |
| BCRP *(est.)* | **6.25** | 0 pbs | → |
| Fed *(est.)* | **5.38** | -25 pbs | ↓ |
| ECB *(est.)* | **3.75** | -25 pbs | ↓ |
| Chile *(est.)* | **5.50** | -25 pbs | ↓ |
| Colombia *(est.)* | **10.25** | -25 pbs | ↓ |
| Mexico *(est.)* | **10.75** | -25 pbs | ↓ |
| Brasil *(est.)* | **13.75** | +25 pbs | ↑ |

> [!note] Contexto de politica monetaria
> La tasa BCRP se encuentra en **6.25%** *(est.)*. El ciclo de recortes en LATAM continua con distintas velocidades segun dinamica inflacionaria local. La Fed mantiene una postura restrictiva con impacto sobre flujos de capital hacia emergentes.

## Bonos Soberanos

### Curva Soberana Peru

```mermaid
%%{init: {"theme":"base","themeVariables":{"xyChart":{"backgroundColor":"#475569","plotBackgroundColor":"#334155","plotColorPalette":"#fcd34d","titleColor":"#ffffff","axisLineColor":"#cbd5e1","labelColor":"#ffffff","tickColor":"#cbd5e1"}}}}%%
xychart-beta
    title "Curva Soberana Peru (Yield %)"
    x-axis ["2Y", "5Y", "10Y", "30Y"]
    y-axis "Yield %" 5.3 --> 7.6
    line [5.82, 6.21, 6.65, 7.12]
```

| Plazo | Rendimiento (%) | Semana | Mes |
| :---: | --------------: | -----: | --: |
| 2Y *(est.)* | **5.82** | -3 pbs | -8 pbs |
| 5Y *(est.)* | **6.21** | -2 pbs | -5 pbs |
| 10Y *(est.)* | **6.65** | +1 pbs | +3 pbs |
| 30Y *(est.)* | **7.12** | +2 pbs | +5 pbs |

### Tasas 10Y Regionales

```mermaid
%%{init: {"theme":"base","themeVariables":{"xyChart":{"backgroundColor":"#475569","plotBackgroundColor":"#334155","plotColorPalette":"#86efac","titleColor":"#ffffff","axisLineColor":"#cbd5e1","labelColor":"#ffffff","tickColor":"#cbd5e1"}}}}%%
xychart-beta
    title "Tasas Soberanas 10Y — LATAM (%)"
    x-axis ["Peru", "Mexico", "Brasil", "Colombia", "Chile", "USA"]
    y-axis "Yield %" 0 --> 13.8
    bar [6.65, 9.45, 12.8, 11.2, 5.9, 4.2]
```

| Pais | Yield 10Y (%) |
| ---- | ------------: |
| Peru *(est.)* | 6.65 |
| Mexico *(est.)* | 9.45 |
| Brasil *(est.)* | 12.80 |
| Colombia *(est.)* | 11.20 |
| Chile *(est.)* | 5.90 |
| USA | 4.20 |

### EMBIG Spreads (pbs)

```mermaid
%%{init: {"theme":"base","themeVariables":{"xyChart":{"backgroundColor":"#475569","plotBackgroundColor":"#334155","plotColorPalette":"#fca5a5","titleColor":"#ffffff","axisLineColor":"#cbd5e1","labelColor":"#ffffff","tickColor":"#cbd5e1"}}}}%%
xychart-beta
    title "EMBIG Spreads vs US Treasuries (pbs)"
    x-axis ["Peru", "Mexico", "Brasil", "Colombia", "Chile"]
    y-axis "Spread pbs" 0 --> 315
    bar [145, 185, 210, 265, 105]
```

| Pais | Spread EMBIG (pbs) |
| ---- | -----------------: |
| Peru | 145 |
| Mexico | 185 |
| Brasil | 210 |
| Colombia | 265 |
| Chile | 105 |

> [!success] Riesgo soberano Peru
> EMBIG spread de Peru en **145 pbs** — nivel bajo. Un spread menor indica menor percepcion de riesgo pais y costo de deuda mas competitivo.

## Divisas

```mermaid
%%{init: {"theme":"base","themeVariables":{"xyChart":{"backgroundColor":"#475569","plotBackgroundColor":"#334155","plotColorPalette":"#67e8f9","titleColor":"#ffffff","axisLineColor":"#cbd5e1","labelColor":"#ffffff","tickColor":"#cbd5e1"}}}}%%
xychart-beta
    title "Variacion YTD vs USD (%)"
    x-axis ["USD/PEN", "DXY", "USD/CLP", "USD/COP", "USD/MXN", "USD/BRL"]
    y-axis "%" -3 --> 3
    bar [0.00, 1.02, 0.00, 0.00, 0.00, 0.00]
```

| Par | Nombre | Precio | Dia | YTD |
| --- | ------ | -----: | --: | --: |
| **USD/PEN** | Sol Peruano | 3.4570 | ↓ -1.07% | N/A |
| **DXY** | Indice Dolar | 99.4270 | ↓ -0.53% | +1.02% |
| **USD/CLP** | Peso Chileno | 916.8700 | ↓ -0.95% | N/A |
| **USD/COP** | Peso Colombiano | 3687.6500 | ↑ +0.59% | N/A |
| **USD/MXN** | Peso Mexicano | 17.8501 | ↓ -0.35% | N/A |
| **USD/BRL** | Real Brasileno | 5.1573 | ↓ -0.67% | N/A |

> [!tip] Contexto DXY
> El indice dolar (DXY) cotiza en **99.43** — zona de debilidad. Un DXY alto presiona divisas emergentes y commodities denominados en USD.

## Indices Bursatiles

| Indice | Precio | Dia | YTD |
| ------ | -----: | --: | --: |
| S&P 500 | 6581.93 | ↑ +0.82% | -4.03% |
| NASDAQ | 21852.32 | ↑ +1.21% | -5.95% |
| Dow Jones | 46696.85 | ↑ +0.77% | -3.48% |
| BVL Peru | 0.00 | → N/A | N/A |
| MSCI LATAM | 35.70 | ↑ +0.51% | +15.80% |

### Materias Primas

```mermaid
%%{init: {"theme":"base","themeVariables":{"xyChart":{"backgroundColor":"#475569","plotBackgroundColor":"#334155","plotColorPalette":"#fde68a","titleColor":"#ffffff","axisLineColor":"#cbd5e1","labelColor":"#ffffff","tickColor":"#cbd5e1"}}}}%%
xychart-beta
    title "Commodities — Variacion YTD (%)"
    x-axis ["Oro", "Plata", "Cobre", "WTI", "Gas Natural"]
    y-axis "%" -75 --> 75
    bar [10.50, 6.30, -0.74, 71.89, -21.70]
```

| Commodity | Unidad | Precio | Dia | YTD |
| --------- | ------ | -----: | --: | --: |
| **Oro** | USD/oz | 4767.50 | ↑ +1.90% | +10.50% |
| **Plata** | USD/oz | 75.00 | ↑ +0.11% | +6.30% |
| **Cobre** | USD/lb | 5.60 | ↓ -0.29% | -0.74% |
| **WTI** | USD/bbl | 98.52 | ↓ -2.82% | +71.89% |
| **Gas Natural** | USD/MMBtu | 2.83 | ↓ -1.77% | -21.70% |

> [!note] Cobre y economia peruana
> El cobre cotiza en **USD 5.598/lb** — nivel alto. Peru es el segundo productor mundial: precio elevado impacta positivamente en exportaciones, recaudacion y tipo de cambio.

## ETFs Renta Fija

```mermaid
%%{init: {"theme":"base","themeVariables":{"xyChart":{"backgroundColor":"#475569","plotBackgroundColor":"#334155","plotColorPalette":"#c4b5fd","titleColor":"#ffffff","axisLineColor":"#cbd5e1","labelColor":"#ffffff","tickColor":"#cbd5e1"}}}}%%
xychart-beta
    title "ETFs Renta Fija — Retorno YTD (%)"
    x-axis ["EMB", "VWOB", "BND", "TLT", "LQD", "HYG"]
    y-axis "%" -5 --> 5
    bar [-2.53, -2.65, -0.76, -0.63, -1.30, -1.66]
```

| Ticker | Nombre | Precio | YTD | Yield Est. | TER |
| :----: | ------ | -----: | --: | ---------: | --: |
| **EMB** | iShares EM Bond | 93.86 | ↓ -2.53% | 6.8% | 0.40% |
| **VWOB** | Vanguard EM Bond | 65.66 | ↓ -2.65% | 6.5% | 0.20% |
| **BND** | Vanguard Total Bond | 73.48 | ↓ -0.76% | 4.2% | 0.03% |
| **TLT** | iShares 20Y Treasury | 86.48 | ↓ -0.63% | 4.5% | 0.15% |
| **LQD** | iShares IG Corp Bond | 108.72 | ↓ -1.30% | 5.1% | 0.14% |
| **HYG** | iShares HY Corp Bond | 79.33 | ↓ -1.66% | 7.2% | 0.49% |

> [!tip] ETFs destacados
> - **Mejor YTD**: TLT — iShares 20Y Treasury (-0.63%)
> - **Peor YTD**: VWOB — Vanguard EM Bond (-2.65%)
> - TLT y bonos largos son los mas sensibles a cambios en tasas Fed.

## Criptomonedas

> [!abstract] Market Cap Total Crypto: **USD 1,836.8B**

```mermaid
%%{init: {"theme":"base","themeVariables":{"xyChart":{"backgroundColor":"#475569","plotBackgroundColor":"#334155","plotColorPalette":"#fdba74","titleColor":"#ffffff","axisLineColor":"#cbd5e1","labelColor":"#ffffff","tickColor":"#cbd5e1"}}}}%%
xychart-beta
    title "Criptomonedas — Variacion YTD (%)"
    x-axis ["BTC", "ETH", "SOL", "XRP", "BNB"]
    y-axis "%" -42 --> 42
    bar [-24.04, -32.21, -37.18, -32.64, -30.49]
```

| Moneda | Precio USD | 24h | 7d | YTD | Market Cap |
| ------ | ---------: | --: | -: | --: | ---------: |
| **Bitcoin** (BTC) | 68,340.00 | ↑ +1.83% | N/A | -24.04% | USD 1,367.0B |
| **Ethereum** (ETH) | 2,119.38 | ↑ +2.61% | N/A | -32.21% | USD 255.7B |
| **Solana** (SOL) | 83.05 | ↑ +1.49% | N/A | -37.18% | USD 47.5B |
| **XRP** (XRP) | 1.35 | ↑ +1.77% | N/A | -32.64% | USD 83.0B |
| **BNB** (BNB) | 612.59 | ↑ +0.30% | N/A | -30.49% | USD 83.5B |

> [!note] Bitcoin — senal de mercado
> BTC cotiza en **USD 68,340** con tendencia alcista en 24h. Bitcoin actua como indicador lider para el resto del mercado crypto. Alta correlacion con activos de riesgo (Nasdaq, growth stocks) en entornos de liquidez ajustada.

## Macro Peru

### Indicadores Clave

- **Inflacion CPI**: 2.1 % *(est.)*
- **PIB Crecimiento**: 2.8 % *(est.)*
- **Deuda/PIB**: 32.5 % *(est.)*
- **Reservas Internacionales**: 73.5 USD bn *(est.)*

> [!success] Calificaciones Soberanas Peru
> | Agencia | Rating |
> | ------- | ------ |
> | Moody's | **Baa1** — Grado de inversion |
> | S&P     | **BBB+** — Grado de inversion |
> | Fitch   | **BBB+** — Grado de inversion |
> 
> Peru mantiene grado de inversion en las tres agencias principales.

### Deuda/PIB LATAM

```mermaid
%%{init: {"theme":"base","themeVariables":{"xyChart":{"backgroundColor":"#475569","plotBackgroundColor":"#334155","plotColorPalette":"#fca5a5","titleColor":"#ffffff","axisLineColor":"#cbd5e1","labelColor":"#ffffff","tickColor":"#cbd5e1"}}}}%%
xychart-beta
    title "Deuda Publica / PIB — LATAM (%)"
    x-axis ["Peru", "Chile", "Mexico", "Colombia", "Brasil", "Argentina"]
    y-axis "%" 0 --> 107.4
    bar [32.5, 37.8, 46.5, 55.2, 88.1, 97.4]
    line [60, 60, 60, 60, 60, 60]
```

| Pais | Deuda/PIB (%) |
| ---- | ------------: |
| Peru checkmark | **32.5** |
| Chile checkmark | **37.8** |
| Mexico checkmark | **46.5** |
| Colombia checkmark | **55.2** |
| Brasil warning | **88.1** |
| Argentina warning | **97.4** |

> [!success] Sostenibilidad fiscal de Peru
> Deuda/PIB en **32.5%** — por debajo del umbral de referencia del 60% (linea horizontal). Peru mantiene una de las posiciones fiscales mas solidas de LATAM, lo que sustenta su grado de inversion.

---

## Fuentes Consolidadas

| Categoria | Fuente | URL |
| --------- | ------ | --- |
| Tasas | BCRP | [bcrp.gob.pe](https://www.bcrp.gob.pe) |
| Tasas | Federal Reserve | [federalreserve.gov](https://www.federalreserve.gov) |
| Tasas | ECB | [ecb.europa.eu](https://www.ecb.europa.eu) |
| Tasas LATAM | Trading Economics | [tradingeconomics.com](https://tradingeconomics.com) |
| Bonos | Investing.com | [investing.com/rates-bonds](https://investing.com/rates-bonds) |
| Bonos LATAM | World Gov. Bonds | [worldgovernmentbonds.com](http://www.worldgovernmentbonds.com) |
| Bonos US | FRED | [fred.stlouisfed.org](https://fred.stlouisfed.org) |
| Divisas | Yahoo Finance | [finance.yahoo.com](https://finance.yahoo.com) |
| Divisas | Fed H.10 | [federalreserve.gov/releases/h10](https://www.federalreserve.gov/releases/h10) |
| Indices | Yahoo Finance | [finance.yahoo.com](https://finance.yahoo.com) |
| Indices | CNBC | [cnbc.com/markets](https://www.cnbc.com/markets) |
| BVL | Bolsa de Valores Lima | [bvl.com.pe](https://www.bvl.com.pe) |
| Commodities | Yahoo Finance Futures | GC=F, SI=F, HG=F, CL=F, NG=F |
| Commodities | Bloomberg Markets | [bloomberg.com/markets/commodities](https://www.bloomberg.com/markets/commodities) |
| ETFs | Stock Analysis | [stockanalysis.com/etf](https://stockanalysis.com/etf) |
| Crypto | CoinGecko API | [coingecko.com/api](https://www.coingecko.com/en/api) |
| Crypto | CoinMarketCap | [coinmarketcap.com](https://coinmarketcap.com) |
| Macro Peru | BCRP Estadisticas | [bcrp.gob.pe/estadisticas](https://www.bcrp.gob.pe/estadisticas.html) |
| Macro Peru | MEF | [mef.gob.pe](https://www.mef.gob.pe) |
| Macro LATAM | FMI WEO | [imf.org/en/Publications/WEO](https://www.imf.org/en/Publications/WEO) |
| Analisis | BBVA Research | [bbvaresearch.com](https://www.bbvaresearch.com) |

> [!quote] Aviso legal
> Esta nota es generada automaticamente con fines informativos y de referencia personal.
> **No constituye asesoria financiera ni recomendacion de inversion.**
> Los valores marcados con *(est.)* son estimaciones basadas en ultima informacion disponible.
> Generado el 2026-04-01 — Datos: 2026-04-01 14:43 UTC